PMI, or private mortgage insurance, is a necessity most times. If your down payment is less than 20% of the purchase price of the home, then you’ll need to pay for this additional insurance in order to secure a loan for the home. This policy protects the lender if the ...
Continue ReadingIf you want to bring a fruity dessert to a potluck, consider trying a mango float. A traditional Filipino dessert, mango floats combine fresh, juicy mangos, whipped cream and graham crackers to make a light but decadent dish that’s easy to make in large quantities. Here is all the info ...
Continue ReadingIn competitive housing markets, it can be tempting to do just about anything to get a seller to take your offer. Many times, buyers will add contingencies in the contract to entice sellers. However, it’s important to understand how contingencies work and how they affect your rights as a buyer ...
Continue ReadingIn many ways, the quality of your life is determined by the condition of your home. If it feels like your home is in disrepair, messy, or cluttered, you’re not going to feel comfortable or satisfied with your living situation. While perfection is an unattainable standard, there are a lot of ...
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